As fiduciary advisors we couldn't find what we needed, so we built it. An independent, boutique financial services firm making institutional strategies and solutions available to everyone.
At Commons Capital, our independence allows us to prioritize your financial goals, not corporate quotas. We offer a comprehensive suite of wealth management advice and services, tailored to meet the unique needs of individuals, multigenerational families, businesses and institutions from around the world.
Since our founding in 2009, our team of fiduciary financial advisors has over 85 years of cumulative experience helping clients navigate the management of private wealth, demanding businesses, the habitual and the unusual. Headquartered in Needham, Massachusetts, with an office in New York City, we bring a holistic view of wealth that surpasses the ordinary.
Through our relationship with Fidelity Institutional Wealth Services, LLC, accounts with Commons Capital have FDIC, SIPC and a supplemental policy through Lloyd’s of London to provide protection on 100% of all account balances.
The Federal Deposit Insurance Corporation (FDIC) is a U.S. government agency that insures cash deposits at FDIC member banks, generally up to $250,000 per account. For more information related to the FDIC, including coverage limits and rules, please visit fdic.gov.
The Securities Investor Protection Corporation (SIPC) is a nonprofit organization that protects stocks, bonds, and other securities in case a brokerage firm goes bankrupt and assets are missing. The SIPC will cover up to $500,000 in securities, including a $250,000 limit for cash held in a brokerage account. Learn more about SIPC coverage at sipc.org.
Yes, Commons Capital is a Registered Investment Adviser. Our Form ADV is available to interested parties. For more information about Registered Investment Advisers and what you need to know before selecting one, please refer to the SEC's website.
Just as our client relationships are unique, so too are our parameters for starting a relationship with a client. Generally, the more complex the financial situation, the more need for assistance. Sometimes the level of complexity is directly correlated with wealth and other times it is not.
We evaluate each potential client relationship as it develops. We do not have a stated minimum relationship size, but clients with at least $500k of investable assets are usually able to take advantage of the majority and holistic nature of our services.
All of the Private Wealth Advisors at Commons Capital are fiduciaries and manage their clients' investments in a way that is aligned with the clients' best interests. They must follow certain rules and regulations. Some financial advisors can act in a fiduciary capacity, but be careful — this does not mean that all advisors are fiduciaries.
As a fee-only private wealth management firm, we do not accept any commissions and we do not have any fee-sharing relationships with outside providers. We do not have a stated fee schedule with minimums, maximums or breakpoints. Each client relationship is unique and is evaluated on a case-by-case basis. Different services require different rationales for establishing fees.
