Your Partner for
Wealth Advisory.
Independent. Unbiased.
Trusted.
2009
6
125+
6
Our People
Common Queries
What type of insurance does Commons Capital carry to protect my assets?
Through our relationship with Fidelity Institutional Wealth Services, LLC, accounts with Commons Capital have FDIC, SIPC and a supplemental policy through Lloyd’s of London to provide protection on 100% of all account balances.
The Federal Deposit Insurance Corporation (FDIC) is a U.S. government agency that insures cash deposits at FDIC member banks, generally up to $250,000 per account. For more information related to the FDIC, including coverage limits and rules, please visit fdic.gov.
The Securities Investor Protection Corporation (SIPC) is a nonprofit organization that protects stocks, bonds, and other securities in case a brokerage firm goes bankrupt and assets are missing. The SIPC will cover up to $500,000 in securities, including a $250,000 limit for cash held in a brokerage account. Learn more about SIPC coverage at sipc.org.
Are you a Registered Investment Adviser (RIA) with the Securities and Exchange Commission (SEC)?
Yes, Commons Capital is a Registered Investment Adviser. Our Form ADV is available to interested parties. For more information about Registered Investment Advisers and what you need to know before selecting one, please refer to the SEC's website.
How much wealth do I need to work with you? Do you have a minimum threshold?
Just as our client relationships are unique, so too are our parameters for starting a relationship with a client. Generally, the more complex the financial situation, the more need for assistance. Sometimes the level of complexity is directly correlated with wealth and other times it is not.
We evaluate each potential client relationship as it develops. We do not have a stated minimum relationship size, but clients with at least $500k of investable assets are usually able to take advantage of the majority and holistic nature of our services.
Are the Private Wealth Advisors at Commons Capital fiduciaries?
All of the Private Wealth Advisors at Commons Capital are fiduciaries and manage their clients' investments in a way that is aligned with the clients' best interests. They must follow certain rules and regulations. Some financial advisors can act in a fiduciary capacity, but be careful — this does not mean that all advisors are fiduciaries.
What fees do you charge for your services?
As a fee-only private wealth management firm, we do not accept any commissions and we do not have any fee-sharing relationships with outside providers. We do not have a stated fee schedule with minimums, maximums or breakpoints. Each client relationship is unique and is evaluated on a case-by-case basis. Different services require different rationales for establishing fees.
