Who it's for
Clients whose banking needs go beyond a checking account: large cash balances, real estate purchases, business income, or the need to borrow without selling investments.
What's available
- Checking, savings and cash accounts, with attention to deposit insurance limits. See Cash Management.
- Mortgages and financing for primary and second homes.
- Lines of credit secured by your portfolio. See Securities-Based Lending.
- Wires, bill payment and other services for running a complex household.
Why coordinate banking with your adviser
How much cash you keep, where you keep it and how you borrow all affect your investments and taxes. Because Commons Capital is fee-based and offers no proprietary products, our role is to help you weigh options on your behalf.
Common questions
Is Commons Capital a bank?
No. Commons Capital is an SEC-registered investment adviser. Banking and lending products are provided by banks and other lenders, which set their own terms and approve applications.