Legal + Compliance.
Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Neither Commons Capital nor any of its private wealth advisors provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.
Investment advisory services offered through Commons Capital, LLC, a registered investment advisor with the Securities and Exchange Commission. Clearing, custody or other brokerage services provided by Fidelity Institutional Wealth Services, LLC, Member NYSE/SIPC.
Some representatives of Commons Capital, LLC are also financial professionals of Leigh Baldwin & Co., LLC, an independent broker-dealer, and may be securities licensed by several states and offer annuity and insurance products through Leigh Baldwin & Co., LLC. Member: FINRA/SIPC.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER™ in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements. Learn more at CFP®.
“CSNA” or “Certified Special Needs Advisor” is a designation Jonathan Straus and Malik Smith received while employed with Merrill Lynch in 2006. The Certified Special Needs Advisor designation (CSNA) is an internal Merrill Lynch self-study curriculum based on a variety of wealth management topics and a course exam. It is administered by the Special Needs Financial Services division of the Merrill Lynch Wealth Management group. The designation is awarded to individuals who are trained in providing special needs advice for families of children with disabilities. This offering has an emphasis on the goal of preserving clients' short-term wealth while developing a long-term strategy for the financial security and the care of family members who have special needs.
NON-PUBLIC PERSONAL INFORMATION COLLECTED
Commons Capital, LLC collects nonpublic personal information about you from the following sources: (a) information received from you in connection with applications and other forms for establishing and maintaining your investment accounts, (b) information about your transactions with us, our affiliates or others, and (c) information we receive from a consumer reporting agency.
DISCLOSURE OF NONPUBLIC PERSONAL INFORMATION
Commons Capital, LLC will not disclose any nonpublic personal information collected about you except to nonaffiliated third parties who are financial service providers, such as custodians, third-party managers and sub-managers, open and closed-end mutual fund companies, insurance companies, or other companies whose products or advisory services are offered by Commons Capital, LLC and in which you participate, as well as companies we may use to provide services for us, such as data processing companies, and to affiliated companies. Affiliated companies to whom any nonpublic information may be disclosed include affiliates of Commons Capital, LLC, including, but not limited to, Fidelity Institutional Wealth Services, LLC.
Commons Capital, LLC may also disclose any nonpublic personal information we have collected about you to an investment advisory firm with whom your investment advisory representative becomes associated if he or she changes advisory firms. You have the right to opt out of disclosure to such a firm by contacting Commons Capital, LLC at 617-431-7200.
We do not disclose any nonpublic personal information about our customers or former customers to any other persons, except as permitted by law, or with your consent.
PROTECTION OF YOUR INFORMATION
Commons Capital, LLC and its affiliates take precautions to ensure your nonpublic personal information is protected and accessed only by authorized individuals or organizations. Within Commons Capital, LLC and its affiliates, we restrict access to nonpublic information about you to employees and agents who need to know the information. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
Please read these terms and conditions carefully. By accessing this site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions, do not access this site, or any pages thereof.
© Commons Capital, LLC 2009-2022. All rights reserved. Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by Commons Capital, LLC unless otherwise indicated.
USE OF INFORMATION AND MATERIALS
The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of Commons Capital web site and systems including, but not limited to unauthorized entry into Commons Capital systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by Commons Capital and/or its affiliates. Investment services are not bank deposits or insured by the FDIC or other entity, and are subject to investment risks, including possible loss of principal amount invested.
The information and materials contained in the site, including text, graphics, links or other items are provided “as is”, “as available”. Commons Capital does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, expressed or statutory including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.
LIMITATION OF LIABILITY
In no event will Commons Capital be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Commons Capital, or representatives thereof, are advised of the possibility of such damages, losses or expenses.
All information submitted to Commons Capital via this site shall be deemed and remain the property of Commons Capital and Commons Capital shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this site provides Commons Capital through this site. Commons Capital shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the Commons Capital entity having the direct customer relationship or as otherwise specifically agreed or required by law.
This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. By offering this site and information, or any products or services via this site, no distribution or solicitation is made by Commons Capital to any person to use this site, or such information, products or services in jurisdictions where the provision of this site and such information, products and services is prohibited by law.
Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.
Use of this site shall be governed by all applicable Federal laws of the United States of America and the laws of the State of Massachusetts.