Investment Management. Financial Planning. Family Office Services. Aggregated Reporting. Retirement Income Planning. Private Banking. Legacy Planning. Philanthropic Gifting. Educational Planning. Risk Management.
A relationship with Commons Capital begins with a conversation. We ask about our client’s goals and help evaluate them. We adopt a holistic approach by analyzing current balance sheets and cash flows within the context of a client's financial profile, lifestyle objectives and attitude toward risk, and then develop an Investment Policy Statement (IPS). To execute the plan, we leverage the intellectual capital of our seasoned team and the network of our independent partners. We bring together the disciplines, perspectives and skills needed to support our philosophy — to always put your interests first. We do that by creating a long-term solution focused on counseling, guiding, planning and managing wealth. As a client’s goals change, we can adjust his or her wealth management plan accordingly.
Our investment philosophy is based upon a scientific approach to disciplined investing established under the Modern Portfolio Theory.
We believe in a long-term strategic approach to asset allocation with tactical adjustments as secular shifts occur in the financial markets. We tend to favor active versus passive management and strive to add value on a risk adjusted basis. Our basic tenets are global asset allocation, absolute returns, risk management and tax efficiency.
Interconnection of global economies has become increasingly relevant in constructing investment portfolios. While the United States is still considered the driving force behind the global economy, other parts of the world are experiencing tremendous economic growth and development. At Commons Capital, we believe this changing global landscape presents investors with an unprecedented opportunity to widen their investment scope, adopting a global strategy as the foundation of their portfolios.
We offer institutional-like managed portfolios constructed with individual securities spanning a wide range of investment objectives — growth, growth and income, income, international, fixed income and multi-asset classes. Client's utilize one portfolio or a combination of many to meet their expected returns, long and short-term objectives and tolerance for risk.
Comprehensive financial planning is more than the active management of investments. It is more than the creation of a retirement plan and it goes well beyond routine analysis of a portfolio. It is the act of planning for, and prudently addressing life events. It addresses everything from running a business, to planning for a child’s education, preparing for eventual retirement or creating a plan for your estate. It should also address potential events that can drastically alter your long-term financial security.
Our multi-family office concierge services are dedicated to simplifying the complexities that are bestowed upon the ultra-high-net-worth community. All of our services are customized to meet the specific needs of each relationship and are available à la carte. Our deep experience in serving as fiduciaries enables us to share insights with our clients that distinguish us from other family office providers.
Commons Capital provides comprehensive reporting to ensure that our clients have an accurate and complete view of their wealth. We believe in customization and our consolidated reports are designed to provide information the way you want to see it and where you want to see it. Our client experience portal can be accessed via a web browser or our app (Apple and Android). We have the ability to aggregate data from all your investments, including accounts held by different custodians, alternative investments, real estate, and other private holdings. Our reports help provide clients with insights into performance, risk, liquidity, asset allocation and allows for sophisticated wealth planning on the entire asset base.